Importance of Travel Insurance

Categories Did you know that the U.S. Department of State recommends travel insurance for anyone traveling abroad? In fact, they think travel insurance is so important they even say so in every U.S. passport. Just take a peek inside your passport. If you don't have a passport yet and plan to travel abroad soon, make sure you allow at least 6 weeks for the application for your passport to be approved. If you already have a passport, did you know that it needs to be valid for at least 6 months past the date of your travel?

Travel insurance can protect your financial investment (up to the amount of your policy limits) should your trip be cancelled or interrupted for a covered reason, as well as provide additional benefits like baggage protection and emergency medical and dental coverage. 

Allianz travel insurance offers a 24-hour hotline that is staffed with multilingual specialists who can help you with all types of situations from anywhere in the world, from reporting lost baggage to getting emergency medical treatment. They can also help you replace passports, refer you to legal assistance, secure cash in case of emergency and guarantee payment to gain admission into a hospital. 

Allianz even includes Concierge service in most of their plans. This service provides you with information about your destination before you travel and can help you reserve restaurants, reserve golf tee times, or secure tickets to local events.

As you can see, travel insurance goes far beyond just protecting your initial trip investment. It's risky to travel without it - you never know when it will come in handy.